My personal finance strategy: Part 3

I’ve had what feels like every CC on the market (over many years… let’s not get crazy).

Ultimately, I’ve zoned in on my specific needs and where I spend the most. This has landed me (currently) with both the AMEX Platinum and AMEX Gold cards. Platinum is great for travel perks (among many other things) and Gold is great for food (grocery, takeout, etc).

I tend to put most purchases on CCs, and then I pay the balance right when it clears and posts. I don’t like having a lingering card balance. And I want the points too. (Who doesn’t?)